What Supplemental Expenses Can Special Needs Trusts Pay For?
Unlike a support trust which direct that funds be used for the health, welfare, and support of a beneficiary, a Special Needs Trust (SNT) is a discretionary trust created to supplement the beneficiary’s basic needs. By being structured in this way, the trust both preserves the public benefits available to a beneficiary and enhances the quality of a disabled beneficiary’s life.
Below is a non-exclusive list of some types supplemental disbursements that are appropriate for a trustee of a special needs trust to make on behalf of a beneficiary:
- Health and dental treatment and equipment for which there are not funds otherwise available
- Rehabilitative and occupational therapy services
- Medical procedures, even though not medically necessary or lifesaving
- Medical insurance premiums
- Supplemental nursing care
- Supplemental dietary needs
- Private case management
- Cultural experiences
- Expenses associated with bringing relatives or friends to visit with the beneficiary
- Telephone service
- Television and cable equipment and services
- Training and education programs
- Reading and educational materials